Embedded Files
Straight answers from a local real estate professional about selling your home, keeping your equity, and moving forward on your terms.
You're not alone, and it's not too late to explore your options.
You're not alone, and it's not too late to explore your options.
Falling behind on payments or getting a Notice of Default is stressful, and it can feel like the decisions are being made for you. They aren't. If selling may be part of your plan, you still have real choices, and the sooner you look at them, the more of them you usually have.
I'm David Klommhaus, a real estate professional who lives and works in the Antelope Valley. I help homeowners in Lancaster, Palmdale, Rosamond, Lake Los Angeles, Quartz Hill, Littlerock, and nearby communities understand what their home is worth and what their selling options look like. The conversation is confidential, there's no pressure, and you decide what happens next.
Options that may be available to you
Options that may be available to you
Every situation is different. Here is a plain-English overview of the selling options I can help you explore.
1.List and sell your home to protect your equity
1.List and sell your home to protect your equity
If your home is worth more than you owe, a traditional sale on the open market is often the way to keep the most money in your pocket. I can help you price it right, prepare it, and market it to buyers across the Antelope Valley, with the goal of closing before your timeline runs short.
2.A quick, as-is sale
2.A quick, as-is sale
If time, repairs, or privacy matter more than top dollar, a fast as-is sale to a cash buyer may be worth considering. I can help you compare a cash offer against what an open-market sale might bring, so you can see the difference before you decide. In this kind of sale, I work for you, the seller.
3.A short sale (requires lender approval)
3.A short sale (requires lender approval)
If you owe more than the home is worth, a short sale lets you sell for less than the loan balance, but only if your lender approves. Approval isn't guaranteed and can take time. I can explain how the process generally works and handle the sale side of the transaction.
Important: I'm a real estate professional, not an attorney, tax advisor, or lender, and nothing on this site is legal, tax, or financial advice. I don't offer loan modifications. For questions about your loan, your legal rights, or options to keep your home, I encourage you to talk with a HUD-approved housing counselor (free, at 1-800-569-4287 or hud.gov) or a California attorney. For tax questions, especially on a short sale, talk with a tax professional.
How it works: 3 simple steps
How it works: 3 simple steps
Step 1: Reach out.
Step 1: Reach out.
Call, text, or email. Tell me as much or as little as you're comfortable sharing. Everything stays confidential.
Step 2: Get the facts.
Step 2: Get the facts.
I'll help you understand what your home may sell for today and walk you through the selling options that fit your situation, in plain language, with no obligation.
Step 3: You decide.
Step 3: You decide.
If selling is the right move, I'll explain every step and every document before you sign anything. If it isn't, that's okay too.
Why work with me
Why work with me
Local Antelope Valley knowledge. I know the AV market, from east Lancaster to west Palmdale to Rosamond, and what buyers here are paying.
No pressure, ever. You get honest information and the time to think it over. You're in charge of the decision.
Confidential and respectful. Your situation is private. I treat every homeowner the way I'd want my own family treated.
Equity-first approach. My focus is helping you understand how to keep as much of your home's value as possible.
Common questions
Common questions
Do I have to pay anything upfront?
No. I don't charge upfront fees. If you choose to list and sell with me, my compensation is typically paid from the sale proceeds at closing, as explained in a written agreement before you sign.
Are you with my lender or a government program?
No. I'm an independent real estate professional, not affiliated with any lender, servicer, or government agency. For free help with your loan or with options to stay in your home, a HUD-approved housing counselor is a great place to start.
Can you stop my foreclosure?
I can't promise that, and you should be cautious of anyone who does. What I can do is help you understand your selling options and act quickly if selling is the right choice. For questions about your legal rights or the foreclosure process, please talk with a HUD-approved housing counselor or a California attorney.
I already received a Notice of Default. Is it too late to sell?
Often it isn't, but time matters. A Notice of Default starts a process that can lead to a trustee's sale within a few months. The earlier you reach out, the more options you're likely to have.
Should I take a cash offer?
Sometimes a cash offer is the right fit, and sometimes listing nets you much more. I'll help you compare both side by side so you can make an informed choice. Under California law, buyers who purchase a home in foreclosure from its owner-occupant generally must give you a written contract and a right to cancel. Take your time and read everything.
Will this be kept private?
Yes. Our conversations are confidential, and I won't share your situation without your permission.
Let's talk about your options.
Let's talk about your options.
A quick, confidential conversation can make the next step clearer.
David Klommhaus, Equity Consultant
Serving Lancaster, Palmdale, Rosamond, Lake Los Angeles, and the greater Antelope Valley
Page updated
Google Sites
Report abuse